Personal finance, without the spreadsheet
Know where your money wentbefore you wonder where it goes.
XPenser turns everyday spending into a picture you can act on — logged in seconds, reconciled to the cent, and readable at a glance.
No card required. Your data stays in your own database.
$12,480
$2,918
$2,157
42% of income
$1,583
Expense trend
By category
- Groceries34%
- Transport24%
- Eating out21%
- Bills21%
Everything a personal tracker should already do
Not a list of promises for a future release — every one of these ships in the box.
A dashboard that answers questions
Balance, spend, savings rate and month-on-month movement in one view — not a wall of numbers you have to interpret yourself.
Bills that chase themselves
Upcoming and overdue at a glance. Marking one paid posts the transaction and rolls the due date forward automatically.
Recurring, handled
Salary, rent and subscriptions post on schedule. No cron job to configure, no duplicates if you open the app twice.
Your month at a glance
A spending heatmap with bills overlaid, so a heavy week is obvious before it becomes a heavy month.
Budgets and goals
Set a limit per category and watch it fill. Track what you're saving towards, with a realistic monthly target.
Reports and real exports
Any period, broken down by category, merchant and wallet, compared against the period before — and a CSV that opens cleanly.
- Verified OAuth, rotating sessions, rate-limited auth
- English and Bengali, multi-currency with correct minor units
- Command palette and keyboard shortcuts
- Light and dark, with reduced-motion support
Five seconds to log. A month to see the pattern.
Open the quick-add sheet, type an amount, pick a category. That is the whole ritual — everything else is derived for you.
Create your account